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It took a few weeks until he revealed that he was renting a room at a "sailing buddy's" house, which is why he never invited me over.

Now that I’ve reached the age where I can start withdrawing from my Roth IRA (59½), and ever since the cost of my health insurance jumped 26 percent, I've found that what turns me on is a man who is not only honest, intelligent, fun, thoughtful and sexually attractive but also one who has health insurance, a good retirement plan and a steady income.

I was surprised to discover how large a role my security needs played in terms of how much I was willing to “play ball.” While Sam had all the wonderful character traits I craved — plus he loves to fix things and cook and even clean up — he was unemployed, his health insurance was about to run out, and his 17-year-old BMW made noises like a herd of stampeding elephants.

For more information about the history of Vogart and its transfers, refer to our Vogart Facts and Trivia page.

Each envelope contains a large tissue sheet of the illustrated motifs in dark blue raised ink -- a single-use hot iron transfer.

So, despite how attracted I was to him, I just couldn't bring myself to take that ultimate step.

On our first date, he had painted a romantic picture of his abilities as a boat captain and sailing instructor, work he’d been doing for the past 20 years, but he neglected to mention that his most recent employer had gone bankrupt.

I'm not sure what changes menopause has brought, and, even more importantly,” I continued in what felt like one long run-on sentence, “I am frightened that physical intimacy might ruin our great friendship.” What I didn’t admit was that I wasn’t sure I was “all in” just yet.

And, if I’m being totally honest, despite having really enjoyed making love over the centuries (20th and 21st), I wondered whether I was even that interested anymore. When I spent some time thinking about it, I realized that my reticence revolved around two things: physiological changes (dryness and thinning vaginal skin) and, more surprisingly, a whole new set of non-physical “prerequisites” for a lover.

This is a very good core value to hold prominently as we enter into second marriages.” I said I wasn’t sure if I wanted to be married, but I would like to share equal footing with a mate.

"The new midlife woman’s priority is of self-sovereignty,” Kumar said.

Third Base and Beyond I wasn’t sure if I was ready, or even willing to take things to the next level, but to clarify some of my issues and questions, I contacted a doctor who specializes in boomer women’s issues, Dr.